Cayce sits on the Congaree just across from Columbia, and it is one of the best remaining entry points into homeownership in the metro. Older, well-built housing, a riverwalk people genuinely use, and prices below both Columbia and Lexington.
Talk to a Loan OfficerThat price position plus FHA's lower down payment is why so many of our first-time buyers end up here.
The three things that matter most here.
Cayce still has homes at price points that work for a first purchase, which is increasingly rare this close to downtown Columbia.
Much of Cayce's housing has age on it. FHA appraisals look at condition, and we will tell you what tends to get flagged so it is not a surprise.
Downtown Columbia, the airport and I-26 are all close. For buyers who work in the city, the commute is hard to beat.
Straight answers, no sales language.
Most well-maintained homes meet FHA's standards. Deferred maintenance is the usual sticking point, not the age of the house.
It is one of the better ones in the metro on price. Whether it is right for you depends on what you want out of the neighbourhood.
Parts of the area are near the Congaree and flood insurance may be required. We check the flood determination early because it affects your monthly figure.
Yes. Gift funds are common on FHA files, and we will tell you exactly what documentation the gift needs.
A conversation costs nothing and carries no obligation. Tell us your situation and we will tell you plainly what your options are.
Start the ConversationOr call 843-998-5045